I Hate The Job I Do!

bdIt might not be the right thing to say, but still I will say it; I hate the job I do with a passion and the work environment around me too.

When I had no job, I wished I could get one no matter where it was and who was the boss. I was willing to play by any rules as long as I had a job a woke every morning to go and do and get a salary at the end of the month; but not any more!!! Enough has gotten to enough and its time I call it quits now..

I really don`t know what I don’t like specifically about the job or the work environment, but I know I really hate that job and the work environment around me. Whenever my alarm rings every weekday morning, I ever wake up with a frown rather than the expected smile for a blessing of a new day full of new opportunities; because my day is ever filled with uncertainties not knowing which boss will tell me what at whichever time and blame me for all mistakes of their own making.

Sometimes bosses can be bossy indeed; if you have not experiencebad bossd it, ask Johny for a short narrative about the same. What do you do when one boss over the phone tells you to raise a quotation with ksh. 1000 as the unit price while another one through the phone too tells you to raise one with ksh. 1200 as the unit price for the same commodity and same client? Lack of “unity of command” can be sickening!!!

What if you were to find yourself in a situation whereby your bosses kind of fear each other and they use you as a link between themselves especially when there are mistakes involved in a transaction? For how long would you bear the blame when the mess spills over from such transactions?

Bosses are nice but only when you are your own boss! I detest the habit of being quarreled with daily and being taken as some helpless servant who must kiss the boss`s shoe in order to make a living. I am an intellectual and I am not going to allow anyone to tramp down on my intellect! I am a professional and am not going to allow anyone to spit on my professionalism!

End of whining. The best thing I have learnt from employment so far is that; employment by others is a place where ones profession is abused by both misuse and disuse!

I now choose to go the sober way. I choose to learn from the mistake I did when I went out applying for a job. I choose to write a standard business plan and not to decorate my CV. I choose to look for growing companies to strike deals with and not big bd2companies to employ me.

I choose to dress well to boost my confidence when reporting to my own firm not to dress smartly to please my boss for a promotion or salary increment. I choose to to learn how to pick the right employee from an interview and not to cram some cliches to appear knowledgeable when being interviewed.

I choose to be my own boss!!!

Retiring In Your 20`s

rt2Its after graduation and you hold your degree happily in your hands. So what next? Getting a job of-course. You may or may not tarmac for long before landing on some job to begin with; which mostly is not your dream job.

Expenses start mounting and your lifestyle changes without a thought of how you will live when that job ends. Most importantly but what many forget is planning for their retirement.

Young, healthy and aggressive, most young employees in their twenties never get struck in their minds by the fact that some day they shall be old; without jobs, but needing money for their up-keep. It therefore begs the question, “how do you plan for your retirement even at that very young age though retirement may seem thousands of miles away?”

Starting early has never been a disappointment. Yes you may have your bills to pay, fun to have with your friends, new accessories to acquire to roll with the fashions and trends of the young and vibrant, but still old age is a reality that you can`t afford to ignore. The point is, start planning for it early enough and it will be a lot easier and cheaper for you in the later years.

Putting aside some savings for your old age from your early twenties may sound crazy, but the little you save today will never be equal with the much you can save later. It`s the power of compounding interest for the savings and the investments you put the savings in that makes the difference.

Saving and investing 5000/= per year from your twenties will always earn you more at age 65 than saving 20,000/= per year from the age of 50 – that is assuming the interest rates are the same.

Simply put, start saving early for your retirement. Once you get your first job, it`s time to start thinking of when you shall be leaving the job market and retire to your humble old-age-home. Start a savings plan for your retirement, invest the savings in long-term investments with good returns and smile as you await your retirement without financial worries.

Most employers register their employees with the National Srtocial Security Fund (NSSF)  which is a pension plan for the employees. You too can contribute towards the NSSF, to supplement your other retirement savings and investments.

The point is, start planning for your retirement in your twenties, pay less to retirement savings schemes and pension schemes annually, but get more when you finally retire.

It`s time to start packing for retirement at your 20`s.